When it comes time to protect your valuables and important papers. Many home safes are also rated for impact resistance, such as during a structural collapse. The likelihood of loss from fire or impact is about the same, so choose your home safe that is UL-certified to withstand both.
Also consider that fire resistant doesn’t mean waterproof. During a fire, sprinkler systems, and fire hoses can be the cause for the greatest loss. 21% of insurance claims are for water damage. A waterproof, fireproof, and impact resistance home safe will protect you from any disaster.
Think about what you want to protect. Some home safes are designed to accommodate your laptop computers, while executive safes are more portable and great for travel. Wall safes offer permanent and out-of-the way protection.
If you are building a new home, a great choice to consider installing is a floor safe. Some install deep into the floor structure, with concrete poured around them for the utmost in permanence and fire-resistance. Others bolt to floor joists. The top-opening door allows the floor safe to be flush with the floor, out of sight and out of the way.
You can always store a copy of your home safe lock combination or keypad code off-site, with someone you trust. If you forget the combination, you can call for help and avoid an expensive service call.